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Credit Analyst

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Date: Sep 23, 2021

Location: Columbus, Ohio, United States

Company: Husky Energy

Posting End Date:  October 13, 2021

Posting will expire at 11:59 pm local time.


On January 1, 2021, Husky and Cenovus combined to form a resilient integrated energy leader. Husky is now part of the Cenovus group of companies.


One of Husky’s advantages is that we are an integrated oil and gas company. From exploration to development, production, refining and marketing, we’ve got it all! Combine this with a range of learning and development tools and an inclusive work environment, and you are well-positioned for a successful career at Husky.


We have training, mentoring and career development programs and resources to help you develop both personally and professionally – as an employee or a leader. We offer many internal leadership and business skills courses along with tuition reimbursement programs for qualified employees. Every year, a significant number of our employees are able to take on new roles within the company thanks to our strong focus on hands-on learning and development.


Job Summary


Reporting to the Credit Lead, Calgary Middle Office, this position is responsible to provide comprehensive credit management to the U.S. downstream business where transactional risks include daily credit exposures, collections and inherent residual risk within the bulk and rack sales environment.  Key to this position is the ability to independently assess risk with all customers on an ongoing basis to provide flexibility in credit management in support of business growth and optimization.  This requires the analyst to develop and maintain close working relationships with the U.S. Marketing group, U.S. Accounting group, strong customer knowledge and relationships, and a thorough knowledge of the market and competition.


Core Responsibilities

  • Primary contact at the daily working level to discuss basic credit requirements and liaison with the business.
  • Ensure compliance to Cenovus’s credit policies and procedures and maintain consistency with other credit teams within the organization.
  • Develop and maintain close relationships with internal marketing and accounting, and the customer to fully understand and support the business.
  • Monitor industry news and events to identify and mitigate financial risks. 
  • Gather and review information from customers and Marketing to adjudicate and establish credit limits required to support the business. 
  • Provide key insights regarding customers such as the customer’s operational excellence, industry position, market niche, longevity of management or any other relevant details that may influence the credit decision for limits that require escalation to the Credit Lead in the Calgary office.
  • Assist in continued process improvements and reports quantifying and mitigating risk and analyzing other metrics to support A/R collections and the growth of a trading program.
  • Responsible for daily limit control, allocation, and reporting.
  • Responsible for ensuring customers are properly set up in HMSC’s transaction systems.   
  • Monitor compliance to approved credit limits by identifying and reporting credit policy deviations including over limit situations.
  • Ensure accounts are within the approved credit limits per company policy. This involves making daily collection calls and coordinating alternative payment methods.
  • Assist in the contract negotiation of the payment and credit aspects of General Terms and Conditions.
  • Identify, recommend, and obtain securities or assurances from counterparties and customers necessary to mitigate credit risks. Ensure required securities or assurances are in place to mitigate risks.
  • Further develop and automate necessary daily and weekly reporting to Marketing to ensure credit exposures and available limits are known.  Be able to recognize approaching over limit situations to adequately respond.
  • Support HMSC in evaluating assets for potential acquisition from a credit perspective and actively participate in integrating new assets into HMSC’s systems to ensure business continuity.
  • Participate in weekly and monthly HMSC and Middle Office meetings as a representative of credit, including providing updates and presentations related to areas of subject matter expertise. 



  • Leadership
    • Develop internal and external business relationships
  • Technical
    • Developing financial statement analysis skills
    • Developing technical credit knowledge with a focus on 4C’s of credit
    • Understand the contracts used to support Cenovus business
    • Understand Risk Mitigation and the main tools used
    • Begin to understand trade and market mechanics
  • Business Acumen
    • Develop understanding of the energy industry and downstream refining products business
    • Develop understanding of the oil and gas markets and challenges
    • Capacity to take on new projects with a focus on learning


Education & Professional Designations

  • Business diploma (2 year) in finance or accounting
  • Bachelor of Commerce Degree with a Finance major or equivalent a benefit
  • 2-3 years’ related credit experience, preferably in oil & gas industry and/or banking


Working Conditions

  • The successful candidate will work out of our Dublin, Ohio office


Safety Sensitive

  • Safety Sensitive:   Yes



Please note that pre-employment background checks are pre-conditions to Husky employment offers and must be completed successfully before you are confirmed to start with Husky.    


At Husky, we respect diversity and embrace an inclusive culture. We value uniqueness and different perspectives as they play a critical role in our success. To achieve this, individuals are selected based on qualifications, merit, and abilities and we encourage applications from everyone including visible minorities, Indigenous peoples, women, and persons with disabilities.

For information on Inclusion & Diversity at Husky, please click here.


Husky Energy is an integrated Canadian energy company headquartered in Calgary, Alberta.  The Company operates Upstream and Downstream business segments, with operations in Canada, the United States, China and Indonesia. 


Husky's balanced growth strategy focuses on consistent execution, disciplined financial management and safe and reliable operations.